Terms of Use

These terms are the agreement between you and Over the Hump Advertising for the use of www.overthehumpsaver.com. They are written to be read — but they are a contract, and the arbitration section below affects how any dispute between us gets resolved. Please read it.

Agreeing to these terms

By visiting or using this website, submitting anything to it, or entering a contest through it, you agree to these Terms of Use and to our Privacy Policy. If you do not agree, please do not use the site.

“We,” “us” and “our” mean Over the Hump Advertising, Pahrump, Nevada, publisher of the Over the Hump Saver. “You” means you, and if you are acting for a business, that business too — and you confirm you are authorized to bind it.

Who can use the site

Anyone may read this site. You must be 18 or older to submit a business listing, place a classified ad, submit an event, enter a contest, or buy advertising. By doing any of those things you confirm that you are.

What you may and may not do here

You may read, print and share our pages for your own personal or internal business use, and link to us freely. You may not:

• copy, republish or resell our content, our directory or our photographs without written permission;
• scrape, crawl, harvest or bulk-download the site or the business directory, by any automated means, or use it to build a competing directory, a mailing list or a lead list;
• use our content to train an artificial-intelligence model, or to build any dataset for that purpose, without our written permission;
• submit anything false, misleading, defamatory, obscene, harassing, discriminatory, or that infringes anyone’s copyright, trademark, privacy or publicity rights;
• impersonate anyone, or submit a listing for a business you do not represent;
• upload malware, attempt to break into any part of the site, probe it for vulnerabilities, or interfere with its operation;
• use the site or anything you find on it to send unsolicited commercial email;
• use the site for anything unlawful.

We may suspend or block access to anyone who does any of this, without notice.

What you send us

“Submissions” means anything you send us for publication or inclusion — business listing details, logos and photographs, classified ad copy, event details, story tips, letters, contest entries and anything else.

You keep ownership of your submissions. You are not selling them to us. But so that we can actually publish them, you grant us a non-exclusive, worldwide, royalty-free, perpetual and irrevocable licence to use, reproduce, edit, shorten, adapt, translate, format, publish, display and distribute your submission — in this website, in our printed publications, in our newsletters, in our digital editions and archives, and on our social media accounts — together with the right to keep it in our archive and to use it to promote our publications. This licence continues for material already published even if your listing later comes down.

When you send us something, you promise that:

• it is accurate, and you have the right to send it;
• you own it or have permission from whoever does — this includes photographs taken by someone else, logos, and any music or artwork;
• anyone recognizable in a photograph has agreed to appear;
• it does not infringe anyone’s rights and does not break any law;
• if it is an advertisement or offer, you can honor it and it complies with advertising law.

We decide what to publish. We may edit for length, clarity, style or accuracy; we may refuse, remove, reclassify or stop running anything, at any time, for any reason or none; and we are not obliged to publish anything you send us or to explain a decision. Removing something does not entitle you to a refund except where we say so in writing.

The business directory

Our directory is a place to browse, discover and connect with local businesses. Please read the following carefully:

• We do not vet, verify, license-check, endorse or recommend the businesses listed. A listing is not a recommendation and is not a statement that the business is licensed, insured, bonded, qualified, solvent or any good. Check credentials yourself before you hire anyone.
• Listing information comes from the businesses themselves. Hours, prices, addresses, phone numbers and services change constantly and may be wrong or out of date. Always confirm directly with the business.
• Some placement is paid. Businesses may buy an enhanced listing, which can include featured placement at the top of a category. Paid placement affects the order things appear in. It does not mean we vouch for that business.
• Any dealing you have with a listed business is between you and them. We are not a party to it, we take no commission on it, and we are not responsible for the goods, services, work, conduct or payment disputes that result.

Advertising, coupons and offers

Advertisements, sponsored placements, coupons and special offers on this site are the responsibility of the advertiser, not us. We do not independently verify advertisers’ claims. Coupons and offers are subject to the terms, conditions and expiry dates printed on them and are honored by the business that issued them, not by us. If a business will not honor an offer, take it up with that business — though we would like to know, because we would rather not run their ad next month.

We may decline any advertisement for any reason.

Events listings

Event details come from organizers, community calendars and public sources. Dates, times, venues, prices and whether an event happens at all can change without notice, and listings may contain errors. Confirm with the organizer before you travel. We are not the organizer of events we list unless we say we are.

Howdy Hank, our AI assistant

Howdy Hank is artificial intelligence, not a person. The answers are generated by an AI model. Howdy Hank is provided as a convenience, “as is,” with no warranty of any kind.

• It can be wrong. Howdy Hank may give inaccurate, incomplete or out-of-date answers, including about business hours, prices, availability and listings. Do not rely on it. Verify anything that matters directly with the business.
• It is not advice. Nothing Howdy Hank says is legal, medical, financial, tax, insurance or real-estate advice, and it must not be treated as a professional recommendation.
• Do not enter sensitive information. Do not type account numbers, passwords, government identification numbers, health information, or personal information about other people.
• What you type is processed by our AI provider to produce the answer, as described in our Privacy Policy.
• Do not misuse it. No attempts to make it produce unlawful, harmful or abusive content, no automated querying, and no using it to extract our directory in bulk.

We may change, limit or withdraw Howdy Hank at any time.

Contests

Our contests are governed by the official rules published with them, including on our contest rules page. Where those rules and these terms disagree about a contest, the contest rules win. No purchase is ever necessary to enter or win.

Our content and trademarks

Everything on this site that is not a user submission — the writing, photographs, illustrations, page designs, layouts, code, the compiled directory and the arrangement of it all — belongs to Over the Hump Advertising or to the people we license it from, and is protected by copyright. Our publication names, mastheads, logos and characters, including the Over the Hump Saver and Howdy Hank, are our trademarks. You may not use them without written permission.

Copyright complaints

We respect copyright, and we act on credible complaints. If you believe something on this site infringes a copyright you own or represent, email sales@overthehumpsaver.com with “Copyright complaint” in the subject line, and include:

• your name, address, telephone number and email address;
• identification of the work you say has been infringed;
• the exact URL on our site where the material appears, so we can find it;
• a statement that you believe in good faith that the use is not authorized by the copyright owner, its agent or the law;
• a statement that the information in your notice is accurate, and that you are the copyright owner or authorized to act for them;
• your signature, electronic or physical.

We will review it promptly and remove or disable anything that appears to infringe. If we remove something you submitted, we will tell you and you may respond. We may remove material and terminate the accounts or listings of repeat infringers.

No warranties

THE SITE AND EVERYTHING ON IT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. To the fullest extent permitted by law, we disclaim all warranties, including the implied warranties of merchantability, fitness for a particular purpose, title and non-infringement.

In plain English: we work hard to keep this site accurate and running, but we do not promise that the information on it is correct, complete or current, that the site will always be available or error-free, that defects will be fixed, or that it is free of anything harmful. You use it at your own risk.

Limitation of liability

To the fullest extent permitted by law, Over the Hump Advertising and its owners, employees and contractors will not be liable for any indirect, incidental, special, consequential, exemplary or punitive damages, or for any lost profits, lost revenue, lost data, lost goodwill or business interruption, arising out of or connected with your use of this site — even if we have been told such damages are possible.

This includes, without limitation, anything arising from: information in the business directory or events listings; an advertisement, coupon or offer; your dealings with a business you found through us; an answer given by our AI assistant; or the site being unavailable.

Our total liability to you for any and all claims is limited to the greater of (a) the amount you actually paid us in the twelve months before the claim arose, or (b) one hundred U.S. dollars ($100).

Some states do not allow certain limitations, so parts of this section may not apply to you. Nothing here limits liability for fraud, or for anything that cannot lawfully be limited.

Indemnification

You agree to defend, indemnify and hold harmless Over the Hump Advertising and its owners, employees and contractors from any claim, demand, loss, liability, damage, cost or expense (including reasonable legal fees) arising out of: anything you submit to us; your use of the site; your breach of these terms; or your violation of any law or of anyone else’s rights. This applies in particular to advertising and listing content you supply — if your ad draws a claim, it is your claim to answer.

Disputes, arbitration and class-action waiver

Please read this section carefully. It affects your legal rights, including your right to file a lawsuit in court and to have a jury hear your case.

Talk to us first. Most problems can be sorted out with an email. Before starting any formal proceeding, please send a written description of the problem and what you want to sales@overthehumpsaver.com, and give us 30 days to resolve it. We will do the same for you.

Binding arbitration. If we cannot resolve it, you and we agree that any dispute, claim or controversy arising out of or relating to this website, these terms, our publications or our services — whether based in contract, tort, statute, fraud or any other legal theory — will be resolved by final and binding individual arbitration, and not in court. The arbitration will be administered by a recognized arbitration provider under its consumer arbitration rules, conducted in English, and held in Nye County, Nevada or, at your election, by telephone, videoconference or on written submissions only. The arbitrator’s award may be entered as a judgment in any court with jurisdiction. The Federal Arbitration Act governs the interpretation and enforcement of this section.

Class-action waiver. YOU AND WE EACH AGREE THAT ANY DISPUTE WILL BE BROUGHT IN AN INDIVIDUAL CAPACITY ONLY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS, COLLECTIVE, CONSOLIDATED OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate more than one person’s claims and may not preside over any class or representative proceeding. The arbitrator may award relief only in favor of the individual party seeking it, and only to the extent necessary to provide relief on that individual claim. If this class-action waiver is found unenforceable, then the entire arbitration section does not apply and the dispute proceeds in the courts identified below.

Your right to opt out. You may opt out of this arbitration and class-action waiver section by emailing sales@overthehumpsaver.com with “Arbitration opt-out” in the subject line, within 30 days of first accepting these terms. Include your name and address. Opting out affects nothing else in these terms, and we will not treat you any differently for doing it.

What is not covered. Either of us may bring an individual action in small-claims court if it qualifies, and either of us may go to court for an injunction to stop infringement or misuse of intellectual property. Nothing here prevents you from reporting anything to a government agency.

Governing law and where disputes go

These terms and any dispute arising from them are governed by the laws of the State of Nevada, without regard to its conflict-of-laws rules. For anything not subject to arbitration — and if the arbitration section is ever held unenforceable — you and we agree to the exclusive jurisdiction and venue of the state and federal courts located in Nye County, Nevada, and each of us waives any objection to that venue.

The rest of the fine print

• Changes. We may update these terms. The version on this page is the one that applies, and the date at the top tells you when it last changed. If a change is significant we will flag it on the site. Continuing to use the site after a change means you accept it.
• Severability. If any part of these terms is held invalid or unenforceable, that part is limited or removed to the minimum extent necessary and the rest stays in force.
• No waiver. If we do not enforce something straight away, we have not given up the right to enforce it later.
• Assignment. You may not transfer your rights under these terms. We may transfer ours to a successor if the business is sold or reorganized.
• Entire agreement. These terms and the Privacy Policy are the whole agreement between us about this website, and replace anything said earlier.
• Force majeure. Neither of us is liable for a failure caused by something genuinely outside our reasonable control.
• Print and web differ. Where our printed publications and this website disagree, treat the printed edition as a snapshot of its publication date and this website as the more current source — but verify anything important with the business either way.

Talk to a person

Questions about these terms? Email sales@overthehumpsaver.com or call (775) 727-8787. Over the Hump Advertising, Pahrump, Nevada.

These terms take effect August 25, 2026.